SMBC Americas launches cash management platform

Cash management systems should be as frictionless to corporate treasurers as smartphone apps are to the masses, SMBC executive Craig Vaream said.

By Gabrielle Saulsbery • April 22, 2026

Fifth Third gets mission ready for Comerica conversion

The Cincinnati-based regional is planning a series of dress rehearsals prior to shifting Comerica customers onto Fifth Third’s platforms, targeted for Labor Day, a bank executive said.

By Caitlin Mullen • April 21, 2026

Explore the Trendline➔

Artificial intelligence

Banks’ focus on AI has shifted from a “cool-toys” mentality to one that sees the technology as a foundational pillar underlying finance and society itself.

By Banking Dive staff

Lloyds taps chief data and AI officer

Sameer Gupta will join the bank in June, the latest in a string of AI-focused appointments across the financial services industry.

By Makenzie Holland • April 20, 2026

Big banks seek to ease security worries as AI push accelerates

“AI is our friend, OK?” said Morgan Stanley CEO Ted Pick during the bank’s earnings call as the industry grapples with its disruptive potential.

By Makenzie Holland • April 20, 2026

Why Cognitive Banking is integral to the future of banking

Cognitive Banking helps businesses shift from a product-centric approach to a truly customer-centric one. 

By Udi Ziv, CEO, Personetics • April 20, 2026

Kraken to buy derivatives firm Bitnomial in $550M deal

Bitnomial bills itself as the first crypto-native business in the U.S. to hold CFTC-issued licenses required to operate an exchange, a clearinghouse and a brokerage.

By Dan Ennis • April 17, 2026

OpenAI buys personal finance fintech Hiro

This is OpenAI’s second fintech purchase, following its acquisition of personal finance app Roi in October.

By Gabrielle Saulsbery • April 16, 2026

Palo Alto Networks founder applies to invest in California bank

It is unclear whether Nir Zuk wants to buy a majority of Liberty Bank, but observers say the lender could become a testing ground for the capabilities of artificial intelligence tools.

By Dan Ennis • April 16, 2026

Kraken co-CEO confirms IPO filing

Rumors of the filing circulated in November. However, since then, Kraken’s value has fallen 33.5%, to $13.3 billion. Market conditions reportedly led the crypto firm to freeze its IPO last month.

By Gabrielle Saulsbery • April 15, 2026

Warren pounds X Money plans

Sen. Elizabeth Warren, D-MA, demanded information from billionaire Elon Musk about his plans to launch a digital wallet this month.

By Lynne Marek • April 15, 2026

Bank of America tech chief shares AI strategy focus

Chief Technology and Information Officer Hari Gopalkrishnan described how the bank is advancing its AI journey during the Semafor World Economy 2026 event.

By Makenzie Holland • April 15, 2026

Stablecoins remain little used for payments

Less than 1% of stablecoins are used for payments, and about one-fifth aren’t being used at all, a Kansas City Fed researcher estimated.

By Tatiana Walk-Morris • April 15, 2026

Securitize hires SEC alum Redfearn as CEO

Brett Redfearn, an ex-trading and markets division chief, had advised the tokenization firm for more than four years. Several ex-regulators have moved to digital assets after government service.

By Dan Ennis • April 14, 2026

JPMorgan blasts capital proposals, estimates 4% increase

The CEO and CFO of the biggest U.S. bank called for further changes to Basel III and G-SIB surcharge proposals, saying the latter is “still broken.”

By Caitlin Mullen • April 14, 2026

Goldman CEO: Scale eclipses geopolitical concerns in M&A

David Solomon also addressed a recent meeting of big-bank CEOs and regulators concerning Anthropic’s latest model, saying the bank is “hyper-aware of the enhanced capabilities” of new AI tools.

By Caitlin Mullen • April 13, 2026

How Fifth Third beats back impersonation scams

Bank impersonation scams, which tripled from 2024 to 2025, were the leading scam the regional lender encountered in 2025, said Kristopher Edwards, head of fraud prevention.

By Caitlin Mullen • April 10, 2026

BMO launches AI, quantum computing institute

The institute will help further embed an enterprise-wide AI agenda, advance its quantum strategy and “[keep] us accountable and agile in this era of exponential change,” its lead executive said.

By Gabrielle Saulsbery • April 9, 2026

Cash management platform Lorum applies for national trust charter

“We’re basically building a new-age BNY,” said George Davis, the company’s founder.

By Gabrielle Saulsbery • April 7, 2026

Collections is your most important CX channel

AI is redefining collections as a strategic CX moment, where banks prove their values, not just recover debt.

April 7, 2026

BNY, Robinhood tapped for Trump Accounts program

BNY will manage the initial accounts and develop an app for families to manage funds, and Robinhood will serve as brokerage and initial trustee of the accounts, the Treasury Department said.

By Gabrielle Saulsbery • April 6, 2026

JPMorgan’s Dimon bemoans parts of Basel, G-SIB proposals

While the bank CEO backs a “timely finalization” of the proposals, the latest iterations “are still very flawed in a few specific areas,” Jamie Dimon wrote in his annual letter to shareholders.

By Caitlin Mullen • April 6, 2026

Coinbase nabs conditional OCC charter approval

A Coinbase executive credited “years of investment in compliance, engagement with regulators, and belief that the right path forward for crypto is through the system — not around it.”

By Gabrielle Saulsbery • April 3, 2026

FNB CEO bets on smaller-bank innovation

“The future’s going to lead to smaller banks coming out with some very innovative tools that the larger banks miss,” the chief executive of the $50 billion-asset lender predicted.

By Caitlin Mullen • April 3, 2026

Former FTX exec faces $3.7M disgorgement, trading ban

The CFTC seeks no restitution or civil monetary penalty from Nishad Singh, “based in part upon Singh’s cooperation in [the] investigation and related proceedings.”

By Gabrielle Saulsbery • April 2, 2026

Stablecoins roll on as rules evolve

PayPal, Convera and Nium are among the companies racing to incorporate stablecoins in cross-border plays, even as regulators voice caution.

By Lynne Marek • April 2, 2026