Payments


  • Congress fintechs Federal Reserve payments rails ACH
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    Alex Wong via Getty Images
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    Fintechs push bill for Fed payment rail access

    House legislation introduced Tuesday would let financial technology firms access Federal Reserve payments rails.

    By Justin Bachman • April 21, 2026
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    ©[Juan Roballo] ©[Olivia Grigorita] ©[GettyImagesPro] ©[Vasanth Raja] via Canva.com

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    Sponsored by InvestiFi

    Stablecoins are no longer arriving—they’re here

    Stablecoins are here. Learn what new regulations mean and how banks should respond now.

    By Sean Ristau • April 20, 2026
  • Trendline

    Fraud and AML in banking

    The past year has been one of reckoning with regard to fraud — from TD’s $3 billion AML penalty to the continuing punitive phase connected to PPP misdeeds, crypto bankruptcies and pig butchering.

    By Banking Dive staff
  • A corner location of a stone-and-glass building with "U.S. Bank" signage is shown as people pass by on the street.
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    Caitlin Mullen/Banking Dive
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    U.S. Bank eyes Amazon tie-up for small-biz boost

    The Minneapolis-based lender plans to pitch its banking services to the 700,000 small-business owners it will gain exposure to through a credit card partnership with Amazon, said CEO Gunjan Kedia.

    By April 16, 2026
  • kraken crypto app
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    Courtesy of Kraken
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    Kraken co-CEO confirms IPO filing

    Rumors of the filing circulated in November. However, since then, Kraken’s value has fallen 33.5%, to $13.3 billion. Market conditions reportedly led the crypto firm to freeze its IPO last month.

    By April 15, 2026
  • Elon Musk on White House South Lawn on Mar. 9, 2025
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    Samuel Corum via Getty Images
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    Warren pounds X Money plans

    Sen. Elizabeth Warren, D-MA, demanded information from billionaire Elon Musk about his plans to launch a digital wallet this month.

    By Lynne Marek • April 15, 2026
  • shopping payments stablecoins cryptocurrency Genius Act
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    Stablecoins remain little used for payments

    Less than 1% of stablecoins are used for payments, and about one-fifth aren’t being used at all, a Kansas City Fed researcher estimated.

    By Tatiana Walk-Morris • April 15, 2026
  • Discover sign at driveway entrance with flowers in front of it.
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    Lynne Marek/Banking Dive
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    Which Discover jobs are disappearing

    As Capital One integrates the card business, it’s eliminating more than 100 application engineer jobs.

    By Lynne Marek • April 13, 2026
  • Federal Reserve ACH FedNow real time payments fintechs banks
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    Alex Wong via Getty Images
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    Fed mulls FedNow cross-border use

    The Federal Reserve proposed letting participants in the real-time payments system use intermediaries to make cross-border fund transfers.

    By Lynne Marek • April 10, 2026
  • digital wallets point of sale retail
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    US digital wallet use projected to grow by 2030

    U.S. consumers will shift away from credit cards and toward digital wallets in the coming years, Worldpay predicts in a report on consumer payments.

    By Tatiana Walk-Morris • April 6, 2026
  • Shot of Ripple XRP token
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    Jack Taylor via Getty Images
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    Stablecoins roll on as rules evolve

    PayPal, Convera and Nium are among the companies racing to incorporate stablecoins in cross-border plays, even as regulators voice caution.

    By Lynne Marek • April 2, 2026
  • Visa Mastercard retail merchants card fees interchange swipe fees litigation
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    Column

    Visa’s stablecoin ally falls for Mastercard

    Stablecoin startup BVNK crowed about an investment from the largest U.S. card network last year, but now it’s being acquired by a rival.

    By Lynne Marek • March 31, 2026
  • U.S. Bank
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    U.S. Bank, Mastercard tapped for Amazon cards

    The retailer has chosen the Minneapolis-based bank for two new credit cards aimed at small-business owners.

    By Justin Bachman • March 31, 2026
  • FTC Chairman Andrew Ferguson speaks to Congress
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    Kevin Dietsch via Getty Images
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    Visa, Mastercard, PayPal, Stripe warned of debanking consequences

    Any act to “deplatform customers or deny them access” on political or religious grounds “could lead to an ... investigation and potential enforcement action,” the Federal Trade Commission asserted.

    By Lynne Marek • March 27, 2026
  • A 'Citi' sign is displayed outside Citigroup Center near Citibank headquarters in Manhattan on December 5, 2012 in New York City.
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    Mario Tama via Getty Images
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    Q&A

    Citi pursues payments advances

    Real-time payments, agentic commerce and stablecoin advances are all topics the bank is discussing with clients, a top executive said.

    By Lynne Marek • March 26, 2026
  • People standing at a booth in front of a conference booth with a placard that says 'FIS.'
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    Lynne Marek/Banking Dive
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    FIS leans into big bank strategy

    The bank technology and card processing company has renewed its focus on large bank clients in the battle against rivals like Fiserv.

    By Lynne Marek • March 25, 2026
  • Venmo PayPal P2P cross border payments
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    Justin Sullivan via Getty Images
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    PayPal takes Venmo global

    The peer-to-peer payment app will be available to users in 90 countries by integrating with PayPal accounts, the company said Monday.

    By Justin Bachman • March 23, 2026
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    U.S. Bank’s Elavon nabs BofA exec for CEO

    The payments processor poached Wally Mlynarski from a bank rival to be its CEO, replacing Jamie Walker.

    By Lynne Marek • March 19, 2026
  • Paze's logo is displayed on a smart phone.
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    Photo illustration: Shaun Lucas/Industry Dive; Getty Images; Paze

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    EWS pairs with Citi to offer Paze

    The collaboration marks the first time the fintech has worked with a non-owner bank on the digital wallet.

    By Patrick Cooley • March 17, 2026
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    Mastercard to buy BVNK for $1.8B

    “Adding on-chain rails to our network will support speed and programmability for virtually every type of transaction,” a Mastercard executive said.

    By Lynne Marek • March 17, 2026
  • The Iowa Capitol building illuminated by the sun.
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    David Greedy via Getty Images
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    Fintechs push 36% state rate caps

    While there is a 36% interest rate standard for lending in the U.S., it’s not codified for all consumers. Now, the effort to set one has moved to the states.

    By Lynne Marek • March 16, 2026
  • checks payments paper small business B2B
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    Payments firms diverge on checks

    Payment companies offered different ways to move past paper checks in comments to the Federal Reserve regarding plans to shift to digital alternatives.

    By Patrick Cooley • March 16, 2026
  • Robinhood Vlad Tenev online trading banking credit cards
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    Michael M. Santiago via Getty Images
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    Robinhood takes on premium card issuers

    The fintech’s new $695 credit card aims to lure young, wealthy people uninterested in hoarding points or using a card for airport lounge access.

    By Justin Bachman • March 16, 2026
  • A sign for Discover Financial Services
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    Scott Olson via Getty Images
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    Capital One cuts more than 1,100 Discover employees

    Numbers shared with the state of Illinois indicate 1,075 people will be let go in May, and another 81 on June 1.

    By March 5, 2026
  • A sign reads "Citibank" in a branch window, which reflects an American flag and taxi cabs on the street.
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    Michael M. Santiago / Staff via Getty Images
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    Q&A

    Citi pushes client co-creation in e-commerce

    The bank has endeavored to work “hand in glove” with fintechs, rather than build tools thinking it will beat them, an executive said. “We want them to actually use the platform.”

    By March 4, 2026
  • PayPal Holdings
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    Justin Sullivan via Getty Images
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    Column

    Would a bank buy PayPal?

    Whether major banks, such as JPMorgan Chase and Capital One, might have an interest in owning PayPal could turn on their ability to monetize that two-sided network.

    By Lynne Marek • March 3, 2026