The Latest
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White House continues campaign to gut CDFIs
A Trump administration budget request cuts 63% of awards to community development financial institutions – and demands a focus on rural assistance rather than “immigration, gender and climate radicalism.”
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Cash management platform Lorum applies for national trust charter
“We’re basically building a new-age BNY,” said George Davis, the company’s founder.
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JPMorgan’s Dimon bemoans parts of Basel, G-SIB proposals
While the bank CEO backs a “timely finalization” of the proposals, the latest iterations “are still very flawed in a few specific areas,” Jamie Dimon wrote in his annual letter to shareholders.
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BNY, Robinhood tapped for Trump Accounts program
BNY will manage the initial accounts and develop an app for families to manage funds, and Robinhood will serve as brokerage and initial trustee of the accounts, the Treasury Department said.
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Judge won’t reconsider decision on DOJ’s Powell probe
The government’s arguments “do not come close to convincing the Court that a different outcome is warranted,” Judge James Boasberg said. A U.S. Attorney’s office said it would appeal.
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FNB CEO bets on smaller-bank innovation
“The future’s going to lead to smaller banks coming out with some very innovative tools that the larger banks miss,” the chief executive of the $50 billion-asset lender predicted.
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Coinbase nabs conditional OCC charter approval
A Coinbase executive credited “years of investment in compliance, engagement with regulators, and belief that the right path forward for crypto is through the system — not around it.”
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CFPB floats plan to cut staff in half
The bureau wants to persuade a district court to lift its injunction. Opponents call the plan “half-baked,” but the CFPB insists downsizing is needed to meet funding restrictions imposed by a measure passed in July.
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Q&A
Concerns mount over core provider issues
An OCC inquiry ought to result in core providers being held accountable for compliance issues within their systems that affect banks, a consultant urged.
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Former FTX exec faces $3.7M disgorgement, trading ban
The CFTC seeks no restitution or civil monetary penalty from Nishad Singh, “based in part upon Singh’s cooperation in [the] investigation and related proceedings.”
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Yotta sues Evolve again
Yotta customers remain “deprived of $80 million of their funds,” and Yotta’s business has “los[t] essentially all value” due to Evolve’s alleged malfeasance, according to the lawsuit.
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Bank of Hope to buy SMBC commercial unit
The Los Angeles-based lender will acquire $2.5 billion in commercial and commercial real estate loans and $2.7 billion in deposits, as well as eight branches in Southern California.
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Monzo to close US operations, accounts
The U.K.-based fintech will lay off roughly 50 employees and shift its focus toward Europe, where it gained a banking license in December. U.S. users reportedly can access their accounts through June.
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Trustmark names next COO, CFO
With current CFO Thomas Owens set to become operations chief, Joseph Bond will join the Jackson, Mississippi-based lender from Texas Capital Bancshares.
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NC’s Fidelity Bank to get Atlanta foothold with $142.8M Affinity deal
The acquisition, set to close in the third quarter, will create a $5.5 billion-asset institution and give Georgia’s Affinity Bank a landing spot after a previous tie-up with a credit union was terminated.
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Franklin Templeton to acquire crypto investment management firm
The company will buy 250 Digital, led by a Citi alum, for an undisclosed sum – that will be paid partly in Franklin’s BENJI tokens.
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BMO eyes top-5 commercial bank status with California push
The lender is betting on its U.S. commercial bank’s unified model, increased banker headcount and product enhancements to fuel growth, an executive said.
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JPMorgan aims to boost small-business lending in ‘American Dream’ plan
The bank intends to hire 1,000 more small-business bankers, support home and healthcare affordability efforts, and focus on high-growth areas such as Alabama in a 10-year initiative.
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Anti-union push grows at Wells Fargo
The length of time it’s taking the bank and union representatives to negotiate a contract is “likely a factor” in the decertification efforts, a union-involved employee said.
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Flagstar ex-CEO DiNello to step down from board
The executive, who ran New York Community Bank just ahead of its rescue, will not stand for reelection when his term ends in June.
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Bank customers, while embracing AI, call for human customer support
Consumer comfort with AI tools has reached an "inflection point," TD Bank's Ted Paris said, but they still want human agents to keep an eye on AI recommendations.
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U.S. Bank, Mastercard tapped for Amazon cards
The retailer has chosen the Minneapolis-based bank for two new credit cards aimed at small-business owners.
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Bank of America to pay $72.5M to settle Epstein-related lawsuit
The lender did not admit any wrongdoing as part of the settlement, which is pending approval by U.S. District Court Judge Jed Rakoff.
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U.S. Bank names next COO
Toby Clements, who will succeed the retiring Souheil Badran, “is a strong, engaging leader who has a clear desire to serve our clients and run our business effectively,” said the Minneapolis-based lender’s CEO, Gunjan Kedia.
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EagleBank disavows activist investor’s board nominees
The embattled Maryland lender did not include the proposed nominees in a notice to shareholders – and won’t unless Diligence Capital Management gets a court order, it said.