Checkout.com seeks Georgia banking charter

If the company succeeds in its bid to be a merchant acquirer limited purpose bank, it would become the third firm – after Fiserv and Stripe – to do so.

By Gabrielle Saulsbery • Oct. 3, 2025

2026 banking conference roundup

Gatherings can be idea generators, or crucial chances to network — especially amid an environment where political change can yield previously unexpected possibilities and partnerships.

By Dan Ennis • Oct. 1, 2025

Explore the Trendline➔

Fintech disruption in the banking industry

There are as many schools of thought on how to disrupt the banking space as there are disruptors.

By Banking Dive staff

Stripe pushes agentic AI sales via chat

The payments firm is teaming with OpenAI for a new agentic commerce protocol to help merchants sell their wares via AI chat sessions.

By Justin Bachman • Sept. 30, 2025

Fiserv buys cash manager to boost stablecoin

The deal for StoneCastle expands Fiserv as a liquidity source for financial institutions, and will help the processor fund cash for its FIUSD stablecoin.

By Justin Bachman • Sept. 29, 2025

FIS acquires fintech Amount

The Chicago-based fintech, which provides banking technology, expands the portfolio of services FIS can offer banks and credit unions.

By Caitlin Mullen • Sept. 24, 2025

Revolut to invest $13B in global expansion

The U.K. bank is eyeing 30 new markets by 2030, and 100 million global customers by 2027.

By Gabrielle Saulsbery • Sept. 24, 2025

CFPB ends U.S. Bank, Apple consent orders early

The bureau contends the bank and tech giant have paid their penalties in separate cases related to unemployment benefits restrictions and the launch of the Apple Card, respectively.

By Dan Ennis • Sept. 23, 2025

Payment players offer fraud fixes to Fed, OCC, FDIC

EWS, Nacha and the Financial Technology Association told regulators that collaboration, information-sharing and more consumer education are needed to tackle payments fraud.

By Caitlin Mullen • Sept. 23, 2025

Cardless fuels growth with new $60M

The credit card fintech will use the fresh capital to hire and bolster its work with clients Coinbase and Bilt, co-founder Michael Spelfogel said.

By Caitlin Mullen • Sept. 22, 2025

Tether eyes US return in December, names Trump ally Hines to top post

The stablecoin firm stopped serving American customers directly in 2021. The company’s reemergence comes amid fresh legislation and intense competition from Circle and other issuers.

By Dan Ennis • Sept. 17, 2025

Remitly debuts tiered membership platform

Remitly One contains a “send-now-pay-later” feature that allows subscribers instant access to funds and a digital debit card that lets subscribers bypass foreign transaction fees.

By Dan Ennis • Sept. 17, 2025

Plaid to pay for JPMorgan data

Under the agreement between the two companies, the bank will be paid for sharing consumer data with Plaid. Fintech groups excoriated JPMorgan for the new access fees.

By Justin Bachman • Sept. 16, 2025

Fed lifts FedNow limit to $10M

As financial firms flock to instant payments, the Federal Reserve has pitched FedNow as a way to ease internal transfers, corporate payroll and big transactions.

By Tatiana Walk-Morris • Sept. 11, 2025

Klarna counts on retailers for growth

As the Swedish fintech becomes publicly traded, the BNPL giant says the availability of its services at retailers such as Walmart and Macy’s correlates strongly to future growth.

By Justin Bachman • Sept. 10, 2025

Open banking looks better with crypto

After fintechs and crypto bros showed how banks might fetter digital assets, the Consumer Financial Protection Bureau revamped its views of open banking.

By Justin Bachman • Sept. 8, 2025

U.S. Bank revives bitcoin custody

The Minneapolis-based lender paused its bitcoin custody offering in 2022, but “enhanced regulatory clarity” has brought the service back to life, an executive said.

By Gabrielle Saulsbery • Sept. 3, 2025

Fed’s Waller pushes deeper ties with ‘innovators’

The Federal Reserve has begun “technical research” on financial technology, including tokenization and AI in payments, the central bank governor said Wednesday.

By Justin Bachman • Aug. 22, 2025

CFPB seeks comments for new open banking rule

The agency wants to learn about costs, fees and consumer data risks associated with open banking as it seeks to revise a 2024 rule.

By Justin Bachman • Aug. 22, 2025

FundCanna launches BNPL tool for cannabis businesses

Funding challenges in the cannabis market have created a massive delinquent receivables problem, according to one economist. ReadyPaid, FundCanna’s new B2B BNPL platform, aims to remedy that.

By Gabrielle Saulsbery • Aug. 20, 2025

CFPB mulls cutting int’l money transfer oversight

The Consumer Financial Protection Bureau is reconsidering the definition of a large international money transfer firm, potentially reducing regulation.

By Lynne Marek • Aug. 20, 2025

Early Warning shirked safeguards, NY says

As states step into the breach left by the CFPB, New York alleges Zelle’s parent devised security policies in 2019 to counter fraud on the payments network, but didn’t impose them for four years.

By Justin Bachman • Aug. 18, 2025

NY sues Early Warning Services over Zelle fraud

The NY attorney general’s lawsuit comes five months after the Consumer Financial Protection Bureau dropped a federal action over the same matter.

By Justin Bachman • Aug. 13, 2025

Paxos to pay $48.5M over AML, due-diligence failures

Some of the charges stem from the stablecoin issuer’s relationship with Binance. The agreement includes a $22 million investment in Paxos’ compliance program and a $26.5 million payment to New York’s Department of Financial Services.

By Gabrielle Saulsbery • Aug. 7, 2025

CFTC, SEC make quick work on crypto movement

Both regulators announced plans last week to get going on crypto regulation that aligns with a report by the President’s Working Group on Digital Assets. They’ve already made waves this week.

By Gabrielle Saulsbery • Aug. 6, 2025

Georgia bank charter attracts 2 more takers

One payments company has applied for the special acquirer credential and another has expressed interest, a state official said.

By Patrick Cooley • Aug. 6, 2025