Brazil’s Nubank applies for US banking charter

The move underscores the lengthy and sometimes unsuccessful paths challengers such as Bunq, Revolut and Monzo have faced in obtaining licenses.

By Dan Ennis • Oct. 3, 2025

Government shutdown risks snarling Wealthfront’s IPO plan

Wednesday’s shutdown forced the SEC to furlough more than 90% of its workforce. It won’t be able to process initial public offerings during that time, according to an agency contingency plan.

By Daniel Muñoz • Oct. 1, 2025

Explore the Trendline➔

Fintech disruption in the banking industry

There are as many schools of thought on how to disrupt the banking space as there are disruptors.

By Banking Dive staff

2026 banking conference roundup

Gatherings can be idea generators, or crucial chances to network — especially amid an environment where political change can yield previously unexpected possibilities and partnerships.

By Dan Ennis • Oct. 1, 2025

Brex to accept stablecoins as payment

The card issuer sees stablecoin payments as a key product differentiator, with more companies adopting cryptocurrency for finance functions.

By Gabrielle Saulsbery • Sept. 30, 2025

NYDFS’ Adrienne Harris to step down

Kaitlin Asrow, who leads the regulator’s research and innovation division and previously was a senior fintech policy adviser at the San Francisco Fed, will serve as the state agency’s acting superintendent starting Oct. 18.

By Dan Ennis • Sept. 30, 2025

Stripe pushes agentic AI sales via chat

The payments firm is teaming with OpenAI for a new agentic commerce protocol to help merchants sell their wares via AI chat sessions.

By Justin Bachman • Sept. 30, 2025

Fiserv buys cash manager to boost stablecoin

The deal for StoneCastle expands Fiserv as a liquidity source for financial institutions, and will help the processor fund cash for its FIUSD stablecoin.

By Justin Bachman • Sept. 29, 2025

FTX sues crypto miner Genesis Digital Assets for $1.15B

Former FTX CEO Sam Bankman-Fried invested over $1 billion in a crypto mining company despite shoddy paperwork and “red flags,” according to the firm in charge of recovering funds for FTX creditors.

By Gabrielle Saulsbery • Sept. 25, 2025

FinWise faces court action over data breach affecting 689K users

Plaintiffs argue the Utah bank and a fintech partner kept data unencrypted. A former employee accessed the data, but FinWise said it didn’t discover the breach until a year later.

By Dan Ennis • Sept. 24, 2025

FIS acquires fintech Amount

The Chicago-based fintech, which provides banking technology, expands the portfolio of services FIS can offer banks and credit unions.

By Caitlin Mullen • Sept. 24, 2025

Revolut to invest $13B in global expansion

The U.K. bank is eyeing 30 new markets by 2030, and 100 million global customers by 2027.

By Gabrielle Saulsbery • Sept. 24, 2025

Payment players offer fraud fixes to Fed, OCC, FDIC

EWS, Nacha and the Financial Technology Association told regulators that collaboration, information-sharing and more consumer education are needed to tackle payments fraud.

By Caitlin Mullen • Sept. 23, 2025

Cardless fuels growth with new $60M

The credit card fintech will use the fresh capital to hire and bolster its work with clients Coinbase and Bilt, co-founder Michael Spelfogel said.

By Caitlin Mullen • Sept. 22, 2025

Tether eyes US return in December, names Trump ally Hines to top post

The stablecoin firm stopped serving American customers directly in 2021. The company’s reemergence comes amid fresh legislation and intense competition from Circle and other issuers.

By Dan Ennis • Sept. 17, 2025

Remitly debuts tiered membership platform

Remitly One contains a “send-now-pay-later” feature that allows subscribers instant access to funds and a digital debit card that lets subscribers bypass foreign transaction fees.

By Dan Ennis • Sept. 17, 2025

Ex-Voyager CEO must pay $750K to customers

The Commodity Futures Trading Commission sued Stephen Ehrlich in 2023 seeking relief for customers caught up in Voyager Digital’s bankruptcy.

By Gabrielle Saulsbery • Sept. 17, 2025

Plaid to pay for JPMorgan data

Under the agreement between the two companies, the bank will be paid for sharing consumer data with Plaid. Fintech groups excoriated JPMorgan for the new access fees.

By Justin Bachman • Sept. 16, 2025

CFTC chair nominee says Gemini execs tanked his bid

Brian Quintenz alleges Tyler Winklevoss lobbied President Trump to stall the nomination after the crypto leader received a tepid response regarding a complaint on the agency’s conduct.

By Dan Ennis • Sept. 11, 2025

FINRA charges former Synapse execs

Former Synapse Brokerage CEO Jeffrey Stanley allegedly “failed to reasonably supervise” his company’s cash management program. Former Compliance Chief Mark Paverman is also accused of lying to FINRA.

By Gabrielle Saulsbery • Sept. 10, 2025

Klarna counts on retailers for growth

As the Swedish fintech becomes publicly traded, the BNPL giant says the availability of its services at retailers such as Walmart and Macy’s correlates strongly to future growth.

By Justin Bachman • Sept. 10, 2025

Open banking looks better with crypto

After fintechs and crypto bros showed how banks might fetter digital assets, the Consumer Financial Protection Bureau revamped its views of open banking.

By Justin Bachman • Sept. 8, 2025

Stablecoin maturity, regulation opens crypto adoption gate: Taxbit CEO

While regulatory clarity has eased some of the risks associated with stablecoins, CFOs are still eyeing outstanding accounting and tax questions.

By Grace Noto • Sept. 8, 2025

Figure eyes $4.13B valuation in IPO

The blockchain startup and certain investors aim to sell more than 26 million shares at $18 to $20 each. The company outlined go-public plans during the same week as crypto exchange Gemini and BNPL provider Klarna.

By Dan Ennis • Sept. 3, 2025

Gemini IPO aims for $2.2B valuation

The crypto exchange plans to sell 16.67 million shares at between $17 and $19 each in the offering, and expects to list on Nasdaq under the ticker GEMI.

By Dan Ennis • Sept. 3, 2025

U.S. Bank revives bitcoin custody

The Minneapolis-based lender paused its bitcoin custody offering in 2022, but “enhanced regulatory clarity” has brought the service back to life, an executive said.

By Gabrielle Saulsbery • Sept. 3, 2025