The Latest
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Michigan, Georgia banks propose to buy in-state peers
Mercantile Bank Corp. will buy Eastern Michigan Financial Corp. in a $95.8 million deal, while Colony Bankcorp inked a $86.1 million deal with TC Bancshares.
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Fintech trade groups seek Trump aid on open banking
Fintechs and merchants urged the president to take on big banks and let the Consumer Financial Protection Bureau’s open banking rule move forward.
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Ex-Truist employee stole $195K in customer funds, faked her own death
Ahshah Dior Martin pleaded guilty to bank fraud Tuesday. She faces up to 30 years in prison.
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San Francisco credit union to buy California bank
The deal marks the eighth whole-bank purchase by a credit union announced this year.
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Discover costs mount for Capital One
Integration costs will surpass the original $2.8 billion estimate, CEO Richard Fairbank said Tuesday. Capital One reported a $4.3 billion second-quarter loss.
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Ally makes AI platform available companywide
The bank’s proprietary artificial intelligence platform, Ally.ai, has been tested with 2,200 employees in marketing, audit and technology over the past 18 months, its CIO said.
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Judge reinstates fired NCUA members
President Trump fired Todd Harper and Tanya Otsuka in April, leaving one sole member to perform supervisory and enforcement duties over the U.S.’s more than 4,000 credit unions.
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Old National names KeyBank exec president, COO
Tim Burke oversaw commercial banking in 12 markets at KeyBank, including Chicago. He succeeds Mark Sander, who retired from Old National this year.
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Column
Dive Deposits: Fake Powell resignation catches senator off-guard
Sen. Mike Lee, R-UT, posted and deleted a potentially AI-generated letter concerning the Fed chief. Meanwhile, a White House rep confirmed he’ll visit the central bank renovation site Thursday.
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Trade groups push back on crypto firms’ bank charter pursuit
The ABA and other trade groups have urged the OCC to delay approving national trust bank charter applications from Ripple, Circle and other crypto firms, citing “substantial concerns.”
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PNC, Coinbase team up on crypto-as-a-service
The nation’s largest crypto exchange and its seventh-largest bank are joining in their “commitment to a more resilient digital financial system,” the firms said Tuesday.
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OpenAI’s Altman didn’t expect banks to take to AI so soon
Financial institutions have been surprise early adopters of ChatGPT, and the AI industry is on the advent of "intelligence too cheap to meter," OpenAI's CEO and co-founder said at a Fed event Tuesday.
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Federal Reserve. (2024). [Photo]. Retrieved from Flickr.
Fed capital conference panelists stress need for Basel III alignment
An all-day conference Tuesday gave industry experts a platform to press regulators to take a holistic approach to bank capital rules.
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Ex-Richmond Fed supervisor agrees to $652K penalty
Robert Brian Thompson, who pleaded guilty to insider trading in November, was barred from the banking industry in April.
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Column
Dive Deposits: Even Elizabeth Warren is coming to Powell’s defense
The senator knocked the FHFA chief over voluminous social posting. Meanwhile, the Fed published a video tour of its renovations, and Treasury Secretary Scott Bessent expounded on his recent comments.
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Huntington CFO: Veritex met ‘high bar’ for acquisitions
The Columbus, Ohio-based bank is largely focused on growing organically, although it remains “opportunistic” about compelling deals, the regional’s finance chief said.
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Senators demand details behind CFPB ending Navy Federal order
Sen. Ruben Gallego, D-AZ, led lawmakers accusing the bureau of “lip service” over its refocus toward “threats” to service members and veterans, in its “abrupt” reversal on a $95 million penalty against the credit union.
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OCC bans former Webster general counsel, ex-TD, JPMorgan bankers
The regulator barred James Blose, Webster Bank's former general counsel, from working in the industry after he was sentenced to prison over a $7.4 million embezzlement scheme.
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Bessent eyes review of Fed amid Trump dust-up with Powell
The treasury secretary’s latest comments contrast with his earlier alleged role as peacemaker. The president, meanwhile, continued to rail against the Fed chief and the outlet that characterized Bessent as a cooler head prevailing.
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Judge grants injunction against JPMorgan to Viva Wallet directors
U.K. Judge David Foxton stopped the bank from suing the directors of Viva Wallet in Greece on grounds that the fintech violated its agreement with majority shareholder Werealize.
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Texas, Wisconsin banks agree to buy in-state peers
Prosperity Bancshares in Texas agreed to buy American Bank in a $321.5 million deal, while Bank First Corp. inked a $174.3 million deal with Centre 1 Bancorp.
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Western Alliance names JPMorgan vet its next CFO
Vishal Idnani will take the CFO reins in January. Dale Gibbons, who’s been the bank’s finance chief for two decades, will become chief banking officer for deposit initiatives and innovation at the lender.
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Powell defends Fed renovation in letter to Vought
The OMB chief said representatives from his agency aim to visit the central bank site “in the next week.” Meanwhile, a potential successor at the Fed pushed a vision for partnership with the Treasury.
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State Street CTO moves to CIO role
Andrew Zitney shifted into the role this week, filling a vacancy that opened when Brian Franz took a tech leadership position with Estée Lauder in April.
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Banks diversify cloud portfolios to bolster resilience
Financial firms are leaning on cloud to improve customer service and power long-term growth, London Stock Exchange Group found.